Two women sharing a cheerful moment while shopping in a colourful grocery store in Lagos, Nigeria

FINANCIAL CLARITY. EVERY DAY.

Every payment.
Accounted for.

Bring mobile money, sales and settlements together.

Built for the way Africa does business.

Circuit / Your workspaceSAMPLE DATA
Circuit dashboard showing recorded payments, matched bank settlements, a daily activity chart and where the money stands
Your business, in focus.Look inside
SAMPLE PAYMENT · MATCHED24,500 XOFWave · Sale #1082
For the everyday. For the extraordinary.

AFRICA’S PAYMENT ECOSYSTEM

Many ways to get paid.
One beautifully clear view.

LESS CHASING. MORE CLARITY.

Your entire day.
Finally, in balance.

One sale becomes a payment. One payment becomes a settlement. Circuit connects the dots, so you can get on with what’s next.

All your channels, together.

A single view of what came in and where it came from.

The differences, brought to light.

Spot missing references, fees and delayed settlements.

A better way to close the day.

Clear next steps for every payment that needs attention.

Try a payment channel in the demo.

CircuitDEMO WORKSPACEB

BAOBAB STORES

Reconciliation overview

02 Oct 2026

Collected today

4,850,000 XOFAcross 3 payment channels

Automatically matched

98.6%345 of 350 payments
Last 7 days Matched To review

Recent settlements

XOF
MMTN MoMoSettlement · 02 Oct2,150,000Matched
WWaveSettlement · 02 Oct1,800,000Matched
OOrange MoneySettlement · 02 Oct900,000Review

Interactive preview · Illustrative data in XOF

A CLOSER LOOK AT CIRCUIT

Follow the money.
Find the answer.

From the big picture to the smallest detail.
See the workspace behind a clearer working day.

Circuit’s money map separates recorded funds into bank accounts, provider accounts, cash tills and items under review
Product preview · Sample records View full screen (opens in a new tab)
01 / LOCATE

Know where
it stands.

See where recorded funds sit across your bank, payment providers and cash tills. Keep money awaiting evidence in view.

  • One currency at a time
  • Bank-matched and awaiting funds, clearly separated
  • A closer look at the payments behind each location
Try the sample workspace
A sample Wave payment trail links a 12,500 XOF sale to its reported payment, 125 XOF fee and 12,375 XOF bank settlement
Product preview · Sample records View full screen (opens in a new tab)
02 / TRACE

One payment.
The whole story.

Follow the connection from sale to payment to bank settlement, with the supporting references in one readable trail.

  • Sales and payments linked by reference
  • Gross amounts, fees and net settlements
  • Missing evidence clearly marked
Try the sample workspace
Circuit’s daily close shows six sample payments awaiting settlement, matching progress, amounts awaiting evidence and a reversal to review
Product preview · Sample records View full screen (opens in a new tab)
03 / UNDERSTAND

End the day
with a clearer view.

See which recorded payments have matching bank evidence, what’s still waiting and what needs a closer look.

  • A period you can choose
  • Settlement progress across recorded payments
  • Specific differences and next steps to review
Try the sample workspace

Screens from the Circuit product using illustrative records. Recorded funds are not live account balances.

DIFFERENT BUSINESSES. SHARED AMBITION.

For the life
you’re building.

Behind every payment, there’s a person making something happen.

From the neighbourhood shop to the next big idea. More clarity for your money. More space for your ambition.

Every kind of business. Every day.
A tailor sewing a garment in Abuja, Nigeria
A shopkeeper in his neighbourhood store in Abuja, Nigeria
Everyday ambition.
A street-food merchant cooking at a griddle in Lagos, Nigeria
A fruit seller selecting fresh produce in Nigeria

A LITTLE LESS ADMIN. A LOT MORE POSSIBILITY.

Three steps.
A lighter working day.

The numbers should work as hard as you do.
Here’s how it all comes together.

01 / CONNECT

Bring it all together.

Start with your sales records, mobile money statements and bank settlements. See the full picture in one workspace.

02 / RECONCILE

Let the numbers meet.

Match payments to sales and settlements. Separate expected fees from differences that need a closer look.

03 / RESOLVE

Keep moving forward.

Trace an unmatched payment, give your team a next step and close the day with a clearer picture.

A merchant behind the counter of her shop in Dar es Salaam, Tanzania
THE AMBITION BEHIND EVERY TRANSACTION

LOCAL WAYS TO PAY. LIMITLESS AMBITION.

Made for the way
Africa moves.

The first sale of the morning. The order that comes in late. The customer who always pays by mobile money.

Your business has its own rhythm. Your finances should keep up.

01

Mobile money at the centre.
The channels you use every day, woven into the way you work.

02

Room for your next chapter.
A clearer view, whether you’re running one shop or building something bigger.

Take a look inside

LET’S MAKE IT CLEAR

The details
that matter.

What does reconciliation actually mean?

It means checking that what you sold, what your customers paid and what arrived in your account agree. When they don’t, reconciliation helps you find the reason.

How does Circuit help with mobile money?

The platform is designed to bring mobile money statements, sales records and bank settlements into one view. You can compare each channel, see matched payments and focus on exceptions.

What can I explore in this demo?

Select MTN MoMo, Wave or Orange Money in the dashboard above to see sample collections, matching rates and settlements for each channel. The preview uses illustrative data; no account connection is needed.

YOUR NEXT CHAPTER STARTS WITH CLARITY

A clear close.
A confident tomorrow.

More time for the business you believe in.

Join the waitlist for Circuit. Be among the first to hear when early access opens.

Try the sample workspace
LET’S KEEP IN TOUCH

Join the waitlist.

A little less admin starts here.

Your details will be used for Circuit launch and early-access updates.